Refinancing mortgage finance debt consolidating
Compare loans for debt consolidation and learn about your options for consolidating debt.
With a debt consolidation loan, a lender issues a single personal loan that you use to pay off other debts, such as balances on high-interest credit cards.
Several personal finance websites, including Nerd Wallet, offer free access to your credit score and credit report.
Look for a site that offers educational tools such as a credit score simulator or guidance on how to build credit.
Knowing your credit profile before you apply can help set expectations.Someone with poor or average credit may be able to get an unsecured personal loan on the strength of a steady income and low debt levels, but should expect rates toward the higher end of the range — up to 36%.